Meet our CEO
Al is a recognized leader in the healthcare commercial finance industry. With over 20 years of experience working in commercial financing, he’s evaluated, structured, and negotiated over $2 billion in healthcare loans. Much of that experience he will pass on to you when working with your business.
Prior to becoming the CEO of Alpine Capital, he was the Chief Credit Officer for Healthcare Finance Group, LLC. – a nationally-based healthcare lending company with more than $1 billion in assets. He was responsible for managing professionals that supported business development, underwriting, due diligence, portfolio and client management functions. Through evaluation and managing, he was able to assess the credit risks and requirements for asset-based cash flow and real estate transactions. He established credit policies and procedures, was one of two voting credit committee members, and worked out of many credits without a single credit loss.
Al also worked at GE Capital and Heller Financing as Vice President in their Portfolio Management, Underwriting, and Audit Groups where he was responsible for directing a team of Portfolio Managers, Underwriters and Auditors. He started his career at Freed Maxick Sachs and Murphy, an accounting firm. He holds at Bachelor of Science degree from Canisius College and is a Certified Public Accountant.
Al created and grew Alpine Capital from the ground up and started the venture in May of 2015. Because of the rapid success and growth, Alpine was purchased by Eli Global less than a year later. In his role as CEO, Al still handles all operations and takes great pride in helping businesses succeed.
Dan brings over 30 years of financial services experience with a significant lending background in commercial, real estate, healthcare finance, corporate finance, and asset-based transactions. As the Chief Credit Officer, he is responsible for the administration and oversight of all credit-related functions of the company including underwriting, portfolio management, credit quality, as well as directing the origination efforts of the firm.
Dan previously served as Chief Executive Officer, President, member of the Board of Directors, and member of credit committee of Healthcare Finance Group, LLC (HFG) in New York City. Dan was responsible for overseeing all aspects of HFG and directing its strategy. He assumed the role of President in October 2008, after having served as the Chief Marketing Officer since joining HFG in February 2006. He completely restructured the organization and business operations creating the company’s strategic marketing plan, brand, and financial plan. This resulted in the loan portfolio growing from $300 million to over $1.2 billion with no credit losses, improved employee and client satisfaction, and double-digit annual income growth. HFG was successfully sold to a strategic buyer in 2015.
Prior to HFG, Dan spent much of his career with Bank of America where he rose to be President of Bank of America Business Credit, responsible for all the company’s asset-based lending operations in the US, Canada, and Europe. Dan was also a member of the bank’s Diversity Advisory Council, helping to establish corporate strategy on employee diversity. He was also responsible for establishing and managing several commercial loan workout operations while with Bank of America.
Dan holds a Bachelor of Science in Business Administration from Baylor University.
Mark is responsible for the underwriting and structuring of Alpine’s credit facilities for its healthcare clients, in addition to managing the current portfolio on an ongoing helping clients meet their financing needs to grow their business.
Mark has a wide breath of experience in all facets of the healthcare finance industry having served as a Chief Credit Officer, Underwriting Manager and Head of Operations at various organizations where he has underwritten over $300 million in transactions. Most recently, Mark ran his own consulting company and was at Lakeside Capital Advisors, LLC, a specialty finance company, managing credit quality and credit risk of healthcare loans to middle market companies such as hospitals, skilled nursing homes, home health companies and specialty pharmacy companies. Prior to Lakeside, Mark started a consulting and advisory firm monetizing and restructuring hedge fund assets for PWC Bermuda and DZ Bank AG.
Mark started his career at Healthcare Finance Group, LLC where he became a portfolio manager overseeing asset based loans to a wide range of companies in the healthcare sector. He holds a Bachelor of Science degree from Boston College.
Terrell leads the business development efforts to include originating and expanding new financing opportunities, evaluating and structuring transactions, negotiating loan terms, as well as working with PE Sponsors, principals and intermediaries in order for Alpine to become a valued partner and debt capital resource.
Throughout his career, Terrell has held various commercial banking leadership and relationship management roles that includes, but is not limited to time spent both in Bank of America’s Middle Market Healthcare Group, where he was a member of a Nashville-based, specialized coverage team that evaluated, analyzed and executed debt and equity financing, LBOs, advisory assignments and M&A transactions for public and private healthcare companies in the Southeast and at PNC Bank in the Greater DC area where he managed a team of bankers focused on lower, middle-market C&I, healthcare, and non-profit companies.
Terrell received his Bachelor of Science in Business Administration in Finance from the University of Louisville and his MBA from Vanderbilt’s Owen Graduate School of Management.
Travis works alongside prospective Borrowers, guiding them through the underwriting process: inclusive of due diligence, credit approval, and legal documentation, in order to make for a smooth transition toward closing for the Borrower. Travis also assists existing clients in renewals, line increases, and other financing requests as needs arise.
Travis began his career in operations for Bibby Financial Services, later being promoted to an Account Executive role, managing a portfolio of lower and lower-middle market commercial clients across various industries. Responsibilities there included collateral monitoring, managing funding requests, and assisting clients with renewals and amendments to their legal agreements. Travis later moved on to an underwriting role with Wells Fargo Capital Finance, underwriting and managing the due diligence, compliance, and legal documentation functions for prospective borrowers in the lower to lower-middle market for the better part of the next decade. Travis’s experience at Wells Fargo Capital Finance included underwriting working capital lines of credit, capital structure refinancing, loan renewals, line extensions, as well as merger and acquisition financing.
Travis’s accomplishments include several recognition and achievement awards for exceptional client service, creative strategizing for closing deals, systems changes, and numerous recognition awards related to the achievement of closing goals and other special projects.
Travis received his Bachelors of Science in Business Administration with an emphasis in Finance from the University of Missouri at St. Louis, as well as his MBA from Webster University in St. Louis.
As a part of Portfolio Management, Rich proactively monitors ongoing trends with all contracted customers to ensure management is apprised of any material deviation from expected performance, works with existing borrowers to ensure that financial and collateral reporting and results are in compliance with all loan documentation, and underwrites and amends current borrowers structure to modify things such as commitment amounts, expiration dates, and facility types.
Rich first began his career as a Project Manager for a small manufacturing company where he implemented a new inventory management system, conducted audits for fraudulent activity, and collected on past due accounts receivable. Rich began his banking career and received formal credit training as a credit analyst with US Bank. In this role, Rich worked with a broad range of industries that included, but was not limited to commercial real estate and healthcare. As a credit analyst Rich spread financials, ensured all regulatory compliance, underwrote new and existing borrowers, and reviewed loan documentation. Rich later took a more senior analyst role with Wells Fargo Capital Finance (WFCF) covering the Lender Finance space having responsibility for regulatory compliance and portfolio management while working directly alongside Relationship Managers providing capital in the range of $20 million to $250 million. Subsequently, Rich was promoted to a Relationship Manager within WFCF where he managed a $175 million portfolio which consisted of commercial Technology Resellers. As an RM, Rich worked with customers to ensure loan compliance, timeliness of financial and collateral reporting, and underwrote any changes to existing deals.
Rich has been involved in a number of different community roles as a board member or leader including the United Way Campaign of 2016 and 2017, Young Professional Connection, and Make-A-Wish Foundation. He has been formally recognized by both his University’s Business School as well as Young Professional Connection. Rich received his Bachelors of Science in Business Administration with a major in Finance from the University of Central Michigan.
To learn more about Alpine Capital, give us a call. We’re happy to discuss how to best help you take your practice to the next level. Contact us here!